Critical illness

Critical illness is a new threat to the world. More we are getting relaxed in our lifestyle and comfort, these things come up with prons, and the few challenges I see is

  • The proper diet, 
  • Lack of exercise and
  • the stress levels. 

We are keeping ourselves busy to maintain the living standards, and these standards only can be maintained if we have consistent income. 

Either you are self-employed, employees or Employer Critical illness insurance is must consider insurance for all of us. Qualification criteria are straightforward if we are healthy. No income proof required at the time of claim. So if you are self-employed and your income is in your control and flexure every year, Critical illness insurance has nothing to do with your income.  

 

Industry standards are to consider taking Critical illness insurance for one year of your income or one year of household expenses, whichever is higher.

 

The critical illness insurance claim paid out based on the illness listed in the contract and illness definitions. 

 

Few of us try to take Cashback plans to save and protect, which is a discipline strategy. It helps you save for retirement and protect you from any unforeseen illness. If you decided to cancel the plan once you think you no longer required critical illness, all the paid premium would be refunded to you. 

 

I am sure after reading this; you will be curious to know more about cashback critical illness plans. Our experts are here to help you. 

Contact Us with your questions.

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