Insure In Canada

Basic Benefits

Covid-19 coverage
Covered
Ambulance Services / Transportation
Covered
Emergency Hospitalization
Coverage Up to 5 Million
Services of a Physician, Surgeon, etc.
Coverage Up to 5 Million
Emergency Medical Care
Coverage Up to 5 Million
Walk-in Clinic Visits
Allowed
Follow Up Treatment
Allowed
Laboratory Diagnostics / X-Ray
Included
Prescription Medications
A 30-Day Supply
Dental Pain Relief
Max $600
Emergency Dental Repair
Max $5,000
24-hour Emergency Assistance Center
Available
ambulanceTransportation
Covered
Emergency Home Return / Evacuation
Included
Repatriation of Remains
Max $15,000
Cremation / Burial
Max $5,000
Stable Pre-existing Medical Conditions Coverage
N/A
Private Duty Nurse / Medical Attendant
Included
Rental / Purchase of Medical Appliances
Covered
Side-Trips Benefit (with in Canada and outside of Canada)
Included

Enhanced Benefits

Emergency Services of Chiropractor, Chiropodist, Physiotherapist, Osteopath, or Podiatrist
Max $600/Profession
Accidental Death
Max $15,000
Double Dismembernent
Max $15,000
Single Dismembernent
Max $7,500
Bedside Companion Accommodation / Transportation
Max $5,000
Meals and Accommodation / Hospital Allowance / Out-of-pocket Expenses
Max $1,500
Maternity Benefits / Delivery Coverage
Max $1,000
Pregnancy Complications Coverage
Max $1,000
Physical Examination (Non-emergency)
Max $250 for one routine examination
Eye Examination (Non-emergency)
One visit in any consecutive 12-month period
Vaccines (Non-emergency)
N/A
Child Care / Escort Expenses
N/A
Psychiatric / Psychological
N/A
Return of a Vehicle
N/A
Sports Injuries Coverage
Included (Not Hazardous Sports)
Flight / Travel Accident
N/A
Trip-Break Benefit
N/A
Common Carrier
Available
Corrective Devices
N/A
Prescription Glasses / Contact lenses / Hearing Aids
N/A
Sexual Health Consultation
N/A
Terrorism Coverage( Only for Outbound Insured)
N/A
Trauma Counselling
N/A
Tuberculosis Testing and Vaccination
N/A
Tuition Reimbursement in Relation to Emergency
N/A
Tutorial Services
$20/hour (Max $500)
Wisdom Teeth Removal
Max $100/Tooth

Eligibility Requirements:

To be eligible for coverage, as of the Effective Date, a person must be at least 15 days old and not more than 89 years old. Additionally, all applicants must not be eligible for or insured with any provincial insurance plan in Canada as well as be in good state of health at the time of purchasing the policy and the date of departure from the country of origin / permanent residence.

Coverage is NOT AVAILABLE to any individual who, as of their effective date:

– Has been diagnosed with a terminal illness.
– Has been diagnosed with stage 3 or 4 cancer, cancer of the lung, liver, pancreas, or bone; or has received treatment for any cancer (other than basal or squamous cell skin cancer or breast cancer treated only with hormone therapy) in the past 3 months.
– Requires assistance with daily living activities.

Waiting Period:

No waiting period if an Allianz Global Assistance Insurance Policy is purchased prior to your departure from a country of origin or before the expiry date of an existing medical care plan with Allianz Global Assistance.

Any individual will be a subject to a 48-hour waiting period, if:

a) The policy is purchased after the expiry date of an existing Allianz Global Assistance policy.
b) The policy is purchased after you exit your country of origin.

Making a Claim with Allianz Global Assistance:

If there is a medical emergency, you or someone on your behalf has to notify Allianz Global Assistance Emergency Assistance Center immediately, if it is possible, or within the first 24 hours of hospital admission. Failure to contact Allianz Global Assistance, with no solid reason, will reduce the payable insurance benefits by 20%.

Allianz Global Assistance Emergency Assistance Center is available 24-hours a day, 7 days a week.

– Toll-Free – 1.800.869.6747 (Canada & USA)
– Collect – 416.340.8809 (Worldwide)

In order to file a claim you will need to:

– Fill out a Claim Form and attach all original medical receipts for treatment and prescription medication.
– Send the form with your receipts to 2100-250 Yonge Street, Toronto ON, Canada M5B 2L7

Note that claim must be reported within the first 30 days and it must be filed within 90 days of the occurrence. Please read the Policy Wording in order to find out more about claim process. Allianz Visitor to Canada Policy Wording & Allianz Visitor to Canada Claim Form

Premium Refunds

A full refund will be provided for policies which are returned within 10 days of purchase, as described in the section titled Right To Examine Policy.

Refunds are payable when:

1. The student fails to meet visa eligibility requirements.

2 You return to your country of origin prior to the expiry date, without intending to return to Canada, 30 days or more before the expiry date.

3. You become insured under a Canadian provincial or territorial health/medical plan.

When submitting your premium refund request, please include:

1. A fully completed and signed Refund Request Form; and

2. A copy of your confirmation of coverage; and

3. Confirmation of your early departure such as boarding pass or itinerary, or any other written proof of your early return to your country of origin; and

4. Any other documentation to support your refund request.

Important Note:

Premium refunds, regardless of method of payment, must be obtained from the representative where coverage was originally purchased unless purchased directly from AGA.

There will be no refund of premium if a claim has been made.

Refunds are payable from the date we receive the request. Refunds for partial cancellations will be calculated by multiplying the daily premium by the actual number of days the policy was in effect; if this amount is less than the minimum premium required, the minimum premium will be used. This amount is then subtracted from the total premium paid.

Refund amounts less than the minimum premium will not be issued.

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