Super Visa Insurance Canada
Most of the Canadian citizens and Permanent Residents invite their parents and grandparents to visit or live in Canada under the Super Visa or Permanent Residency program. Super Visa program which requires all applicants to have a proper medical emergency insurance policy .
All immigrants and Canadian citizens seek some help to raise the family or would like to spend quality time together in Canada. If you want your family members to be next to you until they receive residency confirmation from Canadian immigration, you can invite your parents and grandparents on the Program called Super Visa.
Super Visa program is designed for all immigrants and citizens to have their parents next to them to share success and joy. It’s effortless to apply for your parents and grandparents under the Super Visa program . It’s simple, secure and fast. All applicants need emergency medical insurance from Canadian insurance providers. At Insure In Canada, we can help find the best and most affordable plan for you.
Our strength to deal with all significant insurance providers gives you all the benefits you may require. Let us work for you, just in a few clicks we will find quotes from all major insurance providers and display the quotes for you.
What is Super Visa Insurance, and why it's important?
Super Visa Insurance is also known as emergency medical insurance for the Super Visa holder. It protects and covers the cost of any medical emergency, accident or sickness during a stay in Canada. Canadian medical system is costly, and to avoid the extra financial burden on the Canadian, the Super visa insurance provider takes all the risk at a very reasonable price. These Super Visa Insurance protect the Super Visa holder during the trips to the country such as the USA, Mexico, Cuba or the Dominican Republic.
What are Super Visa Insurance Requirements?
For the Super Visa application, one of the essential requirements is emergency medical insurance from the private Canadian insurance provider, and this insurance needs to be purchased before the application is submitted to Canadian immigration for approval.
Keep the following in mind before buying Supervisa Insurance:
- Buy from a Canadian insurance provider for all new applications or anytime you are coming to Canada as Supervisa holder
- Minimum CAD 100,000 coverage
- Coverage for Emergency medical, Hospitalization and Repatriation
- 1-year validity for each entry and have it available for immigration officer at the point of entry in Canada
Super Visa Insurance Monthly Payments
Once you have decided the Super Visa Insurance program that is for you and your parents or grandparents, and Super Visa Insurance cost looks too high, you can take Super Visa Insurance for the whole year and pay monthly. The Canadian immigration system approves these monthly plans. Few insurance providers understand the Canadian finances really well and take a proactive approach and design the Super Visa Insurance annual and monthly payments. Run a quote and find out who is providing the best suitable plan as per your need.
How to calculate Supervisa insurance cost and apply
- Enter the essential information to our rate calculator
- Select the quote and review plan details
- Click on the Buy Directly button
- Enter the necessary information and receive a confirmation via email.
What does Super Visa Insurance cover?
Super Visa Insurance is emergency medical insurance for the Super Visa holders/Visitors to Canada. All the Super Visa Insurance providers try to cover the emergency medical cost upto the policy limits, however, a few providers have some limitations. We, at Insure In Canada did our best to compile the benefit summary for you. Please read the plan benefits summary for each company
Summary of the benefits
- Hospital cost related to the emergency
- physician services cost
- Surgeries cost
- Ambulance service
- Emergency Dental Repair
- Prescription Medication
- X-ray and Laboratory Diagnostic
- Follow up Treatment – Accidental Death and Dismemberment
Few companies provide 1 medical checkup, Eye exam checkup and Vaccine during the stay in Canada.
Please read policy wording of your Super Visa Insurance provider.
Select a Super Visa health plan that is suitable for you
Plan for monthly payments
Super Visa medical insurance can be paid for monthly through an easy and affordable method. You can purchase the monthly payment Super Visa coverage for $100,000, $150,000, or $200,000 for one year or two years. Find out how much the monthly payment option will cost you instantly! Several monthly payment medical insurance policies are available for two-year stays in Canada. Check out our website for more information. For the next two years, you’re locked into today’s rates, regardless of whether or not insurance rates were raised by the company or insurance premiums increased because of your age. Pay only for the time spent in Canada. Even if there was a claim, payments stop once proof of return to the country of origin is provided.
In case of a claim, you must pay an amount from your pocket called your deductible.
When you apply for medical insurance, you have the option to pick from the following deductibles: $0, $75, $100, $250, $500, $1,000, $3,000, $5,000, $10,000. Your super visa health insurance premium is based on the deductible amount you have chosen. You will pay less premium for the policy if you have a higher deductible: the discount may be between 5 and 45 percent, depending on the deductible amount and the plan.
Pre-existing medical conditions coverage
Visitors to Canada with a super visa insurance plan are covered for an unexpected illness or injury requiring immediate medical treatment. Those risks include flu, fever, stroke, broken leg, an unexpected complication of a stable pre-existing condition (if you have insurance that covers stable pre-existing conditions), etc.
A Pre-Existing Medical Condition exclusion may apply to a medical condition and symptoms that existed prior to your trip.
Injuries, illnesses, and diseases, which exist before the day the insurance becomes effective, constitute pre-existing medical conditions. It could be high blood pressure (or hypertension), heart condition, lung condition, diabetes, etc. For example, suppose that the applicant is taking medications for high blood pressure at the time of application. In that case, he/she has a pre-existing condition: it is high blood pressure (or hypertension).
The majority of Super visa visitor’s medical insurance plans provide coverage for emergency medical expenses relating to pre-existing conditions. These conditions must have been STABLE for 90 to 180 days (depending on the insurance policy and your age) prior to the policy effective date
FAQ (Frequently Asked Question )!
Does Super Visa have a rejection rate?
A super visa application can be denied if the IRCC deems an applicant lacks sufficient income or the insurance is not suitable for the supervisa.
Does it make a difference on my application if I consider Deductible in my Supervisa Insurance?
You will not be denied a supervisa if you choose to take reasonable deductibles.
Why is deductible recommended for a short visit to Canada on a supervisa?
If your parents have supervisa or are going to apply for it and the plan for their stay in Canada is less than six months, consider deductible. You can save up to 45% upfront with a deductible, and you will receive a refund for the unused premium. If a parent is not staying for a full year, you will be entitled to a refund if annual premiums were paid beforehand. However, you can only claim a refund if no claims were made on the policy, and Deductibles saved you money at first.
How does the super visa insurance calculator work?
When you enter the basic information into the Supervisa Insurance calculator, you will instantly see quotes for all Supervisa Insurance providers. When you enter the basic information, such as your birthday, arrival date, and pre-existing condition, it will display all quotes you qualify for.
Are there any requirements for supervisa?
Grandparents or parents of a permanent resident or Canadian citizen must invite you to Canada and have a letter signed by them stating: a guarantee of financial support during the duration of your stay.
How does a parent super visa work?
SuperVisa allows parents and grandparents to visit family in Canada for up to two years without renewing their status. The Supervisa is a multi-entry visa that provides for more than one entry for up to ten years.