Why the amount matters. A parent admitted for a heart problem typically spends a day or two in intensive care and several more on a ward. At visitor rates that can pass $30,000 before a single doctor's bill. That's why we suggest more than the $100,000 minimum for parents over 70 or with heart conditions.
Quick answer
Super Visa insurance for parents visiting Kitchener must give at least $100,000 of emergency coverage for health care, hospitalization and repatriation, valid one year from the date they enter Canada, from a Canadian or OSFI-authorized insurer. Prices don't depend on the city; on October 17, 2026, the same $100,000 policy for a 66-year-old ranged from $1,620.60 to $2,801.56 a year. Visitors aren't covered by provincial health care, so hospital bills in Kitchener go straight to the family.
Local care
Where Your Parents Would Get Care in Kitchener
- WRHN @ Midtown (formerly Grand River Hospital) 835 King St W. 24/7 emergency.
- WRHN @ Queen's Blvd (formerly St. Mary's) 911 Queen's Blvd. 24/7 emergency and the regional cardiac centre.
- Cambridge Memorial Hospital 700 Coronation Blvd, Cambridge. Publishes its visitor rates.
Life-threatening emergency: call 911. For anything else, call the insurer's assistance line first; many plans pay less if you don't.
Arriving
Parents usually land at Pearson, about an hour away, or connect to Waterloo (YKF). The policy starts on the first landing date in Canada.
Interactive tool
What Would a Hospital Stay Cost Without Insurance?
Waterloo Regional Health Network doesn't publish visitor rates online, so the calculator uses Cambridge Memorial's published 2026–27 rates from the same region as an example.
Real prices
What Super Visa Insurance Costs in Kitchener
The cheapest plan isn't always the right one: pre-existing condition rules and stability periods differ.
- Secure Travel (RIMI), StandardMonthly from $135.05 · first and last month + $120 setup fee$1,620.60/yrBuy directly
- 2 Visit Canada, StandardMonthly $138.43 · first and last month + $120 setup fee$1,661.12/yrBuy directly
- TruStone Health, Association PlanMonthly $141.00 · separate plan for stable pre-existing conditions$1,692.00/yrBuy directly
- MSH Discover CanadaMonthly $142.65 · first and last month + $90 setup fee$1,711.85/yrBuy directly
- Manulife, BasicPaid once · well-known Canadian insurer$1,806.75/yrBuy directly
- Secure Travel (RIMI), EnhancedHigher limits on follow-up care and prescriptions$1,843.25/yrBuy directly
Real quotes for a 66-year-old, $100,000, $0 deductible, no pre-existing condition cover, October 17, 2026. Prices are the same anywhere in the province for the same plan. Not a quote for your parent. See all 13 prices
Interactive tool
Do You Meet the Super Visa Income Requirement?
Count yourself, your spouse, dependent children, anyone else you sponsor, and the parents you're inviting. A guide, not an immigration decision.
Who we help in Kitchener
Kitchener Families Bringing Parents Home
Kitchener-Waterloo's South Asian community has grown fast with students and young families who now invite parents. Pankaj explains plans in Punjabi, Hindi, Urdu and English.
Talk to Pankaj in your language
Areas we help: Downtown Kitchener, Doon, Pioneer Park, Huron Park, Laurentian, Forest Heights, Williamsburg, Stanley Park, Grand River South, Waterloo, Baden, New Hamburg.
Our Cambridge office
206-460 Hespeler Road, Cambridge, ON N1R 0E3
Visits by appointment. Call or WhatsApp 647-640-2222 first.
Local know-how
Everyday Kitchener for Visiting Parents
GRT for seniors
A pilot gives riders 65+ one free day a week after age verification, until January 5, 2027.
Service Canada
25 Frederick St, Kitchener, for extension biometrics, by appointment.
Hospital names changed
Grand River and St. Mary's merged in April 2025 to form the Waterloo Regional Health Network (WRHN). Care is in the same buildings.
Answers for Kitchener families
Super Visa Insurance Kitchener: Your Questions
Which hospital would my parent use in Kitchener?
WRHN @ Midtown (835 King St W, formerly Grand River) or WRHN @ Queen's Blvd (911 Queen's Blvd, formerly St. Mary's). Both have 24/7 emergency departments.
What would a hospital stay cost a visitor?
WRHN doesn't publish visitor rates online. Cambridge Memorial nearby charges non-residents $850 for an emergency visit, $3,750 a day on a ward and $5,750 in intensive care for 2026–27.
Is there an office near Kitchener?
Yes, in Cambridge at 206-460 Hespeler Road, about 15 minutes away. Visits by appointment.
What happened to Grand River and St. Mary's hospitals?
They merged on April 1, 2025 to form the Waterloo Regional Health Network. Grand River's KW campus is now WRHN @ Midtown and St. Mary's is WRHN @ Queen's Blvd.
What does Super Visa insurance cost?
Prices are the same across the province for the same plan. For a 66-year-old with $100,000 and no deductible, quotes on October 17, 2026 ranged from $1,620.60 to $2,801.56 a year, or from $135.05 a month.
Can I pay monthly?
Yes. IRCC accepts monthly plans once a deposit is paid, usually the first and last month plus a setup fee.
What if the visa is refused?
Most insurers refund the full premium if you send the refusal letter before the policy starts. We handle the request for you.
Written and reviewed by
Pankaj Bhatia, PFA, CHS
Pankaj is a licensed insurance advisor with offices in Mississauga and Cambridge, Ontario, and a member of Advocis. He helps families compare Super Visa and visitor plans from Canadian insurers and sorts out claims and refunds when plans change.
Editorial note: Insure In Canada is a licensed insurance brokerage, not an immigration consultant. This page is general information. The policy wording of the plan you buy decides what is covered and refunded.
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