Why the amount matters. A parent admitted for a heart problem typically spends a day or two in intensive care and several more on a ward. At visitor rates that can pass $30,000 before a single doctor's bill. That's why we suggest more than the $100,000 minimum for parents over 70 or with heart conditions.
Quick answer
Super Visa insurance for parents visiting Markham must give at least $100,000 of emergency coverage for health care, hospitalization and repatriation, valid one year from the date they enter Canada, from a Canadian or OSFI-authorized insurer. Prices don't depend on the city; on October 17, 2026, the same $100,000 policy for a 66-year-old ranged from $1,620.60 to $2,801.56 a year. Visitors aren't covered by provincial health care, so hospital bills in Markham go straight to the family.
Local care
Where Your Parents Would Get Care in Markham
- Markham Stouffville Hospital (Oak Valley Health) 381 Church St. 24/7 emergency. Visitor rates aren't published.
- Markham Stouffville Urgent Care 110 Copper Creek Dr, at Ninth Line. Open daily 8 a.m. to 8 p.m.
- Mackenzie Health Richmond Hill and Vaughan emergency departments.
- Scarborough Health Network, Birchmount 3030 Birchmount Rd, near the Markham–Scarborough border.
Life-threatening emergency: call 911. For anything else, call the insurer's assistance line first; many plans pay less if you don't.
Arriving
Pearson is about 45 km away via Highway 407. Start the policy on the landing date and save the insurer's 24/7 number in your parent's phone.
Interactive tool
What Would a Hospital Stay Cost Without Insurance?
From each hospital's published visitor fees, checked October 2026. Mackenzie: $475 triage plus $350 emergency doctor. Oak Valley Health doesn't publish rates.
Real prices
What Super Visa Insurance Costs in Markham
The cheapest plan isn't always the right one: pre-existing condition rules and stability periods differ.
- Secure Travel (RIMI), StandardMonthly from $135.05 · first and last month + $120 setup fee$1,620.60/yrBuy directly
- 2 Visit Canada, StandardMonthly $138.43 · first and last month + $120 setup fee$1,661.12/yrBuy directly
- TruStone Health, Association PlanMonthly $141.00 · separate plan for stable pre-existing conditions$1,692.00/yrBuy directly
- MSH Discover CanadaMonthly $142.65 · first and last month + $90 setup fee$1,711.85/yrBuy directly
- Manulife, BasicPaid once · well-known Canadian insurer$1,806.75/yrBuy directly
- Secure Travel (RIMI), EnhancedHigher limits on follow-up care and prescriptions$1,843.25/yrBuy directly
Real quotes for a 66-year-old, $100,000, $0 deductible, no pre-existing condition cover, October 17, 2026. Prices are the same anywhere in the province for the same plan. Not a quote for your parent. See all 13 prices
Interactive tool
Do You Meet the Super Visa Income Requirement?
Count yourself, your spouse, dependent children, anyone else you sponsor, and the parents you're inviting. A guide, not an immigration decision.
Who we help in Markham
Markham Families Bringing Parents Home
In the 2021 Census, 58.6% of Markham residents were immigrants, mostly born in China, Hong Kong, India, Sri Lanka, the Philippines, Iran and Pakistan. 17.6% of residents are South Asian.
Talk to Pankaj in your language
Areas we help: Unionville, Cornell, Milliken, Cathedraltown, Berczy Village, Angus Glen, Box Grove, Markham Village, Wismer, Greensborough, Thornhill, Armadale.
Our Mississauga office
205-5250 Solar Drive, Mississauga, ON L4W 0G4
Visits by appointment. Call or WhatsApp 647-640-2222 first.
Local know-how
Everyday Markham for Visiting Parents
YRT for seniors
Riders 65+ pay $2.60 on PRESTO, and rides are free after 28 PRESTO trips in a month. Carry ID.
Urgent care first
For minor problems, the Copper Creek urgent care (8 a.m. to 8 p.m.) is usually faster than an emergency department.
Extending the stay
Biometrics at a Service Canada office, by appointment.
Answers for Markham families
Super Visa Insurance Markham: Your Questions
How much is an uninsured ER visit near Markham?
Oak Valley Health doesn't publish rates. Mackenzie Health charges $475 triage plus $350 for the emergency doctor; Scarborough Health Network charges a $794 facility fee plus tests.
Is Markham Stouffville Hospital the same as Oak Valley Health?
Yes. Oak Valley Health has been the organization's name since August 2021; the hospital keeps its name.
Can you help parents who don't speak English?
Yes, in Hindi, Punjabi, Urdu and English. For other languages, a family member can join the call.
Do visiting parents get the YRT senior fare?
Yes, $2.60 on PRESTO for riders 65+, with proof of age if asked.
What does Super Visa insurance cost?
Prices are the same across the province for the same plan. For a 66-year-old with $100,000 and no deductible, quotes on October 17, 2026 ranged from $1,620.60 to $2,801.56 a year, or from $135.05 a month.
Can I pay monthly?
Yes. IRCC accepts monthly plans once a deposit is paid, usually the first and last month plus a setup fee.
What if the visa is refused?
Most insurers refund the full premium if you send the refusal letter before the policy starts. We handle the request for you.
Written and reviewed by
Pankaj Bhatia, PFA, CHS
Pankaj is a licensed insurance advisor with offices in Mississauga and Cambridge, Ontario, and a member of Advocis. He helps families compare Super Visa and visitor plans from Canadian insurers and sorts out claims and refunds when plans change.
Editorial note: Insure In Canada is a licensed insurance brokerage, not an immigration consultant. This page is general information. The policy wording of the plan you buy decides what is covered and refunded.
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