Why the amount matters. A parent admitted for a heart problem typically spends a day or two in intensive care and several more on a ward. At visitor rates that can pass $30,000 before a single doctor's bill. That's why we suggest more than the $100,000 minimum for parents over 70 or with heart conditions.
Quick answer
Super Visa insurance for parents visiting Ottawa must give at least $100,000 of emergency coverage for health care, hospitalization and repatriation, valid one year from the date they enter Canada, from a Canadian or OSFI-authorized insurer. Prices don't depend on the city; on October 17, 2026, the same $100,000 policy for a 66-year-old ranged from $1,620.60 to $2,801.56 a year. Visitors aren't covered by provincial health care, so hospital bills in Ottawa go straight to the family.
Local care
Where Your Parents Would Get Care in Ottawa
- The Ottawa Hospital, Civic Campus 1053 Carling Ave. 24/7 emergency. Says it isn't funded for non-resident care; uninsured patients pay estimated fees in advance.
- The Ottawa Hospital, General Campus 501 Smyth Rd. 24/7 emergency.
- Queensway Carleton Hospital 3045 Baseline Rd. 24/7 emergency.
- Hôpital Montfort 713 Montréal Rd. 24/7 emergency.
Life-threatening emergency: call 911. For anything else, call the insurer's assistance line first; many plans pay less if you don't.
Arriving
If parents connect through Toronto or Montreal, the policy must start the day they first land in Canada, not the day they reach Ottawa.
Interactive tool
What Would a Hospital Stay Cost Without Insurance?
From each hospital's published visitor fees, checked October 2026. Hospital charges only; doctors bill separately. Ambulance is $240 without OHIP.
Real prices
What Super Visa Insurance Costs in Ottawa
The cheapest plan isn't always the right one: pre-existing condition rules and stability periods differ.
- Secure Travel (RIMI), StandardMonthly from $135.05 · first and last month + $120 setup fee$1,620.60/yrBuy directly
- 2 Visit Canada, StandardMonthly $138.43 · first and last month + $120 setup fee$1,661.12/yrBuy directly
- TruStone Health, Association PlanMonthly $141.00 · separate plan for stable pre-existing conditions$1,692.00/yrBuy directly
- MSH Discover CanadaMonthly $142.65 · first and last month + $90 setup fee$1,711.85/yrBuy directly
- Manulife, BasicPaid once · well-known Canadian insurer$1,806.75/yrBuy directly
- Secure Travel (RIMI), EnhancedHigher limits on follow-up care and prescriptions$1,843.25/yrBuy directly
Real quotes for a 66-year-old, $100,000, $0 deductible, no pre-existing condition cover, October 17, 2026. Prices are the same anywhere in the province for the same plan. Not a quote for your parent. See all 13 prices
Interactive tool
Do You Meet the Super Visa Income Requirement?
Count yourself, your spouse, dependent children, anyone else you sponsor, and the parents you're inviting. A guide, not an immigration decision.
Who we help in Ottawa
Ottawa Families Bringing Parents Home
About 26% of Ottawa residents were born outside Canada, and India is the top country of origin for recent immigrants. We serve Ottawa by phone, WhatsApp and online. Living in Gatineau? We're not licensed in Quebec, so please use a Quebec-licensed broker.
Talk to Pankaj in your language
Areas we help: Kanata, Barrhaven, Orléans, Nepean, Gloucester, Stittsville, Riverside South, Findlay Creek, Centretown, Vanier, Manotick, Greely.
Our Mississauga office
205-5250 Solar Drive, Mississauga, ON L4W 0G4
Visits by appointment. Call or WhatsApp 647-640-2222 first.
Local know-how
Everyday Ottawa for Visiting Parents
OC Transpo for seniors
Riders 65+ pay $3.28 on PRESTO and ride free on Wednesdays and Sundays with a senior PRESTO card.
From YOW
O-Train Line 4 runs from the airport to South Keys; route 105 runs 24 hours.
Extending the stay
Biometrics at a Service Canada office, by appointment ($85).
Answers for Ottawa families
Super Visa Insurance Ottawa: Your Questions
What would an emergency visit cost my parent in Ottawa?
Queensway Carleton charges non-residents $1,242 per visit and Hôpital Montfort $786.60. Doctors' fees are extra.
Is $100,000 enough in Ottawa?
It's the legal minimum, but at Queensway Carleton's ICU rate it lasts about six days. Many families choose $150,000 or more for older parents.
Will an Ottawa hospital ask for payment up front?
The Ottawa Hospital asks uninsured patients for estimated fees in advance. Bring the insurer's name, policy number and contact the insurer early for a guarantee of payment.
We live in Gatineau. Can you help?
Not if you live in Quebec; we're not licensed there. Please use a Quebec-licensed broker.
What does Super Visa insurance cost?
Prices are the same across the province for the same plan. For a 66-year-old with $100,000 and no deductible, quotes on October 17, 2026 ranged from $1,620.60 to $2,801.56 a year, or from $135.05 a month.
Can I pay monthly?
Yes. IRCC accepts monthly plans once a deposit is paid, usually the first and last month plus a setup fee.
What if the visa is refused?
Most insurers refund the full premium if you send the refusal letter before the policy starts. We handle the request for you.
Written and reviewed by
Pankaj Bhatia, PFA, CHS
Pankaj is a licensed insurance advisor with offices in Mississauga and Cambridge, Ontario, and a member of Advocis. He helps families compare Super Visa and visitor plans from Canadian insurers and sorts out claims and refunds when plans change.
Editorial note: Insure In Canada is a licensed insurance brokerage, not an immigration consultant. This page is general information. The policy wording of the plan you buy decides what is covered and refunded.
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