Why the amount matters. A parent admitted for a heart problem typically spends a day or two in intensive care and several more on a ward. At visitor rates that can pass $30,000 before a single doctor's bill. That's why we suggest more than the $100,000 minimum for parents over 70 or with heart conditions.
Quick answer
Super Visa insurance for parents visiting Oakville must give at least $100,000 of emergency coverage for health care, hospitalization and repatriation, valid one year from the date they enter Canada, from a Canadian or OSFI-authorized insurer. Prices don't depend on the city; on October 17, 2026, the same $100,000 policy for a 66-year-old ranged from $1,620.60 to $2,801.56 a year. Visitors aren't covered by provincial health care, so hospital bills in Oakville go straight to the family.
Local care
Where Your Parents Would Get Care in Oakville
- Oakville Trafalgar Memorial Hospital (Halton Healthcare) 3001 Hospital Gate, at Third Line and Dundas St W. 24/7 emergency.
- Joseph Brant Hospital 1230 North Shore Blvd E, Burlington. 24/7 emergency, closest for west Oakville.
- Credit Valley Hospital (Trillium) 2200 Eglinton Ave W, Mississauga. 24/7 emergency for north-east Oakville.
Life-threatening emergency: call 911. For anything else, call the insurer's assistance line first; many plans pay less if you don't.
Arriving
Pearson is about 35 minutes from Oakville. Start the policy on the landing date and keep the insurer's 24/7 number handy.
Interactive tool
What Would a Hospital Stay Cost Without Insurance?
Halton Healthcare's published fee schedule for uninsured patients: emergency visit $800 plus a $200 physician fee, ward $3,700 a day, ICU $6,000 a day. Uninsured patients may be asked for a refundable deposit.
Real prices
What Super Visa Insurance Costs in Oakville
The cheapest plan isn't always the right one: pre-existing condition rules and stability periods differ.
- Secure Travel (RIMI), StandardMonthly from $135.05 · first and last month + $120 setup fee$1,620.60/yrBuy directly
- 2 Visit Canada, StandardMonthly $138.43 · first and last month + $120 setup fee$1,661.12/yrBuy directly
- TruStone Health, Association PlanMonthly $141.00 · separate plan for stable pre-existing conditions$1,692.00/yrBuy directly
- MSH Discover CanadaMonthly $142.65 · first and last month + $90 setup fee$1,711.85/yrBuy directly
- Manulife, BasicPaid once · well-known Canadian insurer$1,806.75/yrBuy directly
- Secure Travel (RIMI), EnhancedHigher limits on follow-up care and prescriptions$1,843.25/yrBuy directly
Real quotes for a 66-year-old, $100,000, $0 deductible, no pre-existing condition cover, October 17, 2026. Prices are the same anywhere in the province for the same plan. Not a quote for your parent. See all 13 prices
Interactive tool
Do You Meet the Super Visa Income Requirement?
Count yourself, your spouse, dependent children, anyone else you sponsor, and the parents you're inviting. A guide, not an immigration decision.
Who we help in Oakville
Oakville Families Bringing Parents Home
Oakville's newer north-end neighbourhoods have many young families who've recently brought parents to Canada. Pankaj explains plans in Hindi, Punjabi, Urdu and English.
Talk to Pankaj in your language
Areas we help: Glen Abbey, River Oaks, Upper Oakville, West Oak Trails, Palermo, Joshua Creek, Iroquois Ridge, Bronte, Kerr Village, Clearview, Burlington, Halton Hills.
Our Mississauga office
205-5250 Solar Drive, Mississauga, ON L4W 0G4
Visits by appointment. Call or WhatsApp 647-640-2222 first.
Local know-how
Everyday Oakville for Visiting Parents
Hospital deposit
Halton Healthcare says uninsured patients may need to place a refundable deposit before service. A valid Super Visa policy and an early call to the insurer usually solves this.
Oakville Transit
Ask about senior fares on PRESTO; bring a passport as proof of age.
Extending the stay
Biometrics at a Service Canada office, by appointment.
Answers for Oakville families
Super Visa Insurance Oakville: Your Questions
How much does Oakville Trafalgar charge an uninsured visitor?
Halton Healthcare's published uninsured rates are $800 per emergency visit plus a $200 physician fee, $3,700 a day on a ward and $6,000 a day in intensive care.
Where is the nearest office to Oakville?
Our Mississauga office at 205-5250 Solar Drive, about 25 minutes away. Visits by appointment.
Will the hospital ask my parent for a deposit?
Halton Healthcare may ask uninsured patients for a refundable deposit. Bring the policy details and call the insurer early.
Do you help in Hindi or Punjabi?
Yes, as well as Urdu and English.
What does Super Visa insurance cost?
Prices are the same across the province for the same plan. For a 66-year-old with $100,000 and no deductible, quotes on October 17, 2026 ranged from $1,620.60 to $2,801.56 a year, or from $135.05 a month.
Can I pay monthly?
Yes. IRCC accepts monthly plans once a deposit is paid, usually the first and last month plus a setup fee.
What if the visa is refused?
Most insurers refund the full premium if you send the refusal letter before the policy starts. We handle the request for you.
Written and reviewed by
Pankaj Bhatia, PFA, CHS
Pankaj is a licensed insurance advisor with offices in Mississauga and Cambridge, Ontario, and a member of Advocis. He helps families compare Super Visa and visitor plans from Canadian insurers and sorts out claims and refunds when plans change.
Editorial note: Insure In Canada is a licensed insurance brokerage, not an immigration consultant. This page is general information. The policy wording of the plan you buy decides what is covered and refunded.
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