Why the amount matters. A parent admitted for a heart problem typically spends a day or two in intensive care and several more on a ward. At visitor rates that can pass $30,000 before a single doctor's bill. That's why we suggest more than the $100,000 minimum for parents over 70 or with heart conditions.
Quick answer
Super Visa insurance for parents visiting Surrey must give at least $100,000 of emergency coverage for health care, hospitalization and repatriation, valid one year from the date they enter Canada, from a Canadian or OSFI-authorized insurer. Prices don't depend on the city; on October 17, 2026, the same $100,000 policy for a 66-year-old ranged from $1,620.60 to $2,801.56 a year. Visitors aren't covered by provincial health care, so hospital bills in Surrey go straight to the family.
Local care
Where Your Parents Would Get Care in Surrey
- Surrey Memorial Hospital (Fraser Health) 13750 96 Ave. BC's busiest 24/7 emergency department.
- Peace Arch Hospital (Fraser Health) 15521 Russell Ave, White Rock. 24/7 emergency for South Surrey.
- Urgent and Primary Care Centres Fraser Health runs UPCCs in Surrey, including Cloverdale, for problems that need care the same day but aren't life-threatening.
Life-threatening emergency: call 911. For anything else, call the insurer's assistance line first; many plans pay less if you don't.
Arriving
Most parents fly into YVR. The policy must start on the day they land, and the $848 non-MSP ambulance fee applies from the first day.
Interactive tool
What Would a Hospital Stay Cost Without Insurance?
BC rates from the Provincial Health Services Authority's published non-resident schedule (emergency facility fee $1,015 plus $340 doctor fee). Fraser Health sets its own bills; the Ontario example is for comparison.
Real prices
What Super Visa Insurance Costs in Surrey
The cheapest plan isn't always the right one: pre-existing condition rules and stability periods differ.
- Secure Travel (RIMI), StandardMonthly from $135.05 · first and last month + $120 setup fee$1,620.60/yrBuy directly
- 2 Visit Canada, StandardMonthly $138.43 · first and last month + $120 setup fee$1,661.12/yrBuy directly
- TruStone Health, Association PlanMonthly $141.00 · separate plan for stable pre-existing conditions$1,692.00/yrBuy directly
- MSH Discover CanadaMonthly $142.65 · first and last month + $90 setup fee$1,711.85/yrBuy directly
- Manulife, BasicPaid once · well-known Canadian insurer$1,806.75/yrBuy directly
- Secure Travel (RIMI), EnhancedHigher limits on follow-up care and prescriptions$1,843.25/yrBuy directly
Real quotes for a 66-year-old, $100,000, $0 deductible, no pre-existing condition cover, October 17, 2026. Prices are the same anywhere in the province for the same plan. Not a quote for your parent. See all 13 prices
Interactive tool
Do You Meet the Super Visa Income Requirement?
Count yourself, your spouse, dependent children, anyone else you sponsor, and the parents you're inviting. A guide, not an immigration decision.
Who we help in Surrey
Surrey Families Bringing Parents Home
Surrey is home to one of Canada's largest Punjabi-speaking communities, and many families here bring parents on Super Visas year after year. Pankaj explains plans in Punjabi, Hindi, Urdu and English.
Talk to Pankaj in your language
Areas we help: Newton, Whalley, Fleetwood, Guildford, Cloverdale, Panorama, Sullivan Heights, Strawberry Hill, South Surrey, North Delta, Langley, Abbotsford.
Serving British Columbia from Ontario
We're licensed in British Columbia. Everything is done by phone, WhatsApp and email, and policy documents usually arrive by email the same day. Call or WhatsApp 647-640-2222.
Local know-how
Everyday Surrey for Visiting Parents
UPCC before the ER
For a fever or a sprain, an Urgent and Primary Care Centre is usually much faster than Surrey Memorial's emergency. Call the insurer first.
From YVR
Vancouver airport is about 35 km away. SkyTrain's Canada Line and Expo Line connect YVR to Surrey Central and King George.
Extending the stay
Biometrics for an in-Canada extension are given at a Service Canada office, by appointment.
Answers for Surrey families
Super Visa Insurance Surrey: Your Questions
Which hospital would my parents use in Surrey?
Surrey Memorial Hospital at 13750 96 Ave for emergencies, or Peace Arch Hospital in White Rock for South Surrey. UPCCs handle minor problems.
How much does a BC hospital charge a visitor?
BC's published non-resident rates are $1,015 for an emergency visit plus a $340 doctor fee, $9,270 a day on a ward and $18,105 a day in intensive care.
How much is an ambulance for a visitor in BC?
$848 for a ground ambulance for anyone without MSP coverage, including visiting parents.
Are you licensed in BC?
Yes. We serve Surrey families by phone, WhatsApp and email, in Punjabi, Hindi, Urdu or English.
What does Super Visa insurance cost?
Prices are the same across the province for the same plan. For a 66-year-old with $100,000 and no deductible, quotes on October 17, 2026 ranged from $1,620.60 to $2,801.56 a year, or from $135.05 a month.
Can I pay monthly?
Yes. IRCC accepts monthly plans once a deposit is paid, usually the first and last month plus a setup fee.
What if the visa is refused?
Most insurers refund the full premium if you send the refusal letter before the policy starts. We handle the request for you.
Written and reviewed by
Pankaj Bhatia, PFA, CHS
Pankaj is a licensed insurance advisor with offices in Mississauga and Cambridge, Ontario, and a member of Advocis. He helps families compare Super Visa and visitor plans from Canadian insurers and sorts out claims and refunds when plans change.
Editorial note: Insure In Canada is a licensed insurance brokerage, not an immigration consultant. This page is general information. The policy wording of the plan you buy decides what is covered and refunded.
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