Why the amount matters. A parent admitted for a heart problem typically spends a day or two in intensive care and several more on a ward. At visitor rates that can pass $30,000 before a single doctor's bill. That's why we suggest more than the $100,000 minimum for parents over 70 or with heart conditions.
Quick answer
Super Visa insurance for parents visiting Vancouver must give at least $100,000 of emergency coverage for health care, hospitalization and repatriation, valid one year from the date they enter Canada, from a Canadian or OSFI-authorized insurer. Prices don't depend on the city; on October 17, 2026, the same $100,000 policy for a 66-year-old ranged from $1,620.60 to $2,801.56 a year. Visitors aren't covered by provincial health care, so hospital bills in Vancouver go straight to the family.
Local care
Where Your Parents Would Get Care in Vancouver
- Vancouver General Hospital (VCH) 920 W 10th Ave. 24/7 emergency and BC's largest hospital.
- St. Paul's Hospital (Providence Health Care) 1081 Burrard St, downtown. 24/7 emergency.
- Richmond Hospital (VCH) 7000 Westminster Hwy, Richmond. 24/7 emergency, closest to YVR.
Life-threatening emergency: call 911. For anything else, call the insurer's assistance line first; many plans pay less if you don't.
Arriving
Parents landing at YVR should have the policy start that day. If they connect through Toronto, it starts the day they first land in Canada.
Interactive tool
What Would a Hospital Stay Cost Without Insurance?
BC rates from the Provincial Health Services Authority's published non-resident schedule. Vancouver Coastal Health and Providence set their own bills; the Ontario example is for comparison.
Real prices
What Super Visa Insurance Costs in Vancouver
The cheapest plan isn't always the right one: pre-existing condition rules and stability periods differ.
- Secure Travel (RIMI), StandardMonthly from $135.05 · first and last month + $120 setup fee$1,620.60/yrBuy directly
- 2 Visit Canada, StandardMonthly $138.43 · first and last month + $120 setup fee$1,661.12/yrBuy directly
- TruStone Health, Association PlanMonthly $141.00 · separate plan for stable pre-existing conditions$1,692.00/yrBuy directly
- MSH Discover CanadaMonthly $142.65 · first and last month + $90 setup fee$1,711.85/yrBuy directly
- Manulife, BasicPaid once · well-known Canadian insurer$1,806.75/yrBuy directly
- Secure Travel (RIMI), EnhancedHigher limits on follow-up care and prescriptions$1,843.25/yrBuy directly
Real quotes for a 66-year-old, $100,000, $0 deductible, no pre-existing condition cover, October 17, 2026. Prices are the same anywhere in the province for the same plan. Not a quote for your parent. See all 13 prices
Interactive tool
Do You Meet the Super Visa Income Requirement?
Count yourself, your spouse, dependent children, anyone else you sponsor, and the parents you're inviting. A guide, not an immigration decision.
Who we help in Vancouver
Vancouver Families Bringing Parents Home
Vancouver's South Asian community centres on the Sunset and Punjabi Market area, and Richmond and Burnaby are close by. Pankaj explains plans in Punjabi, Hindi, Urdu and English; for other languages a family member can join the call.
Talk to Pankaj in your language
Areas we help: South Vancouver, Sunset, Killarney, Kensington-Cedar Cottage, Marpole, Renfrew-Collingwood, Hastings-Sunrise, Richmond, Burnaby, New Westminster, North Vancouver, Coquitlam.
Serving British Columbia from Ontario
We're licensed in British Columbia. Everything is done by phone, WhatsApp and email, and policy documents usually arrive by email the same day. Call or WhatsApp 647-640-2222.
Local know-how
Everyday Vancouver for Visiting Parents
Higher limits make sense here
At BC's published rates, a five-day ICU stay passes $90,000 before doctors' fees. Consider $150,000 or more for parents over 70.
From YVR
The Canada Line runs from the airport to downtown and Marine Drive in under 30 minutes.
Extending the stay
Biometrics for an in-Canada extension at a Service Canada office, by appointment.
Answers for Vancouver families
Super Visa Insurance Vancouver: Your Questions
Is $100,000 enough in Vancouver?
It's the IRCC minimum. At BC's published intensive care rate of $18,105 a day, it covers about five days before doctors' fees. Many families choose $150,000 or more.
What does an emergency visit cost a visitor in Vancouver?
BC's published non-resident rate is $1,015 for the facility plus a $340 doctor fee, before tests.
Which hospital is closest to the airport?
Richmond Hospital, 7000 Westminster Hwy, about 10 minutes from YVR.
Are you licensed in BC?
Yes. We serve Vancouver families by phone, WhatsApp and email.
What does Super Visa insurance cost?
Prices are the same across the province for the same plan. For a 66-year-old with $100,000 and no deductible, quotes on October 17, 2026 ranged from $1,620.60 to $2,801.56 a year, or from $135.05 a month.
Can I pay monthly?
Yes. IRCC accepts monthly plans once a deposit is paid, usually the first and last month plus a setup fee.
What if the visa is refused?
Most insurers refund the full premium if you send the refusal letter before the policy starts. We handle the request for you.
Written and reviewed by
Pankaj Bhatia, PFA, CHS
Pankaj is a licensed insurance advisor with offices in Mississauga and Cambridge, Ontario, and a member of Advocis. He helps families compare Super Visa and visitor plans from Canadian insurers and sorts out claims and refunds when plans change.
Editorial note: Insure In Canada is a licensed insurance brokerage, not an immigration consultant. This page is general information. The policy wording of the plan you buy decides what is covered and refunded.
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