Why the amount matters. A parent admitted for a heart problem typically spends a day or two in intensive care and several more on a ward. At visitor rates that can pass $30,000 before a single doctor's bill. That's why we suggest more than the $100,000 minimum for parents over 70 or with heart conditions.
Quick answer
Super Visa insurance for parents visiting Winnipeg must give at least $100,000 of emergency coverage for health care, hospitalization and repatriation, valid one year from the date they enter Canada, from a Canadian or OSFI-authorized insurer. Prices don't depend on the city; on October 17, 2026, the same $100,000 policy for a 66-year-old ranged from $1,620.60 to $2,801.56 a year. Visitors aren't covered by provincial health care, so hospital bills in Winnipeg go straight to the family.
Local care
Where Your Parents Would Get Care in Winnipeg
- Health Sciences Centre 820 Sherbrook St. Manitoba's largest hospital, 24/7 emergency.
- St. Boniface Hospital 409 Taché Ave. 24/7 emergency and cardiac care.
- Grace Hospital 300 Booth Dr. 24/7 emergency, west Winnipeg.
- Victoria Hospital Urgent Care 2340 Pembina Hwy. For urgent problems that aren't life-threatening.
Life-threatening emergency: call 911. For anything else, call the insurer's assistance line first; many plans pay less if you don't.
Arriving
Parents usually connect through Toronto or Vancouver. The policy must start on the day they first land in Canada.
Interactive tool
What Would a Hospital Stay Cost Without Insurance?
Winnipeg hospital rates vary by site, so the calculator uses an Ontario hospital's published 2026 non-resident rates as an example. Ambulance: City of Winnipeg 2026 rate for non-Manitobans.
Real prices
What Super Visa Insurance Costs in Winnipeg
The cheapest plan isn't always the right one: pre-existing condition rules and stability periods differ.
- Secure Travel (RIMI), StandardMonthly from $135.05 · first and last month + $120 setup fee$1,620.60/yrBuy directly
- 2 Visit Canada, StandardMonthly $138.43 · first and last month + $120 setup fee$1,661.12/yrBuy directly
- TruStone Health, Association PlanMonthly $141.00 · separate plan for stable pre-existing conditions$1,692.00/yrBuy directly
- MSH Discover CanadaMonthly $142.65 · first and last month + $90 setup fee$1,711.85/yrBuy directly
- Manulife, BasicPaid once · well-known Canadian insurer$1,806.75/yrBuy directly
- Secure Travel (RIMI), EnhancedHigher limits on follow-up care and prescriptions$1,843.25/yrBuy directly
Real quotes for a 66-year-old, $100,000, $0 deductible, no pre-existing condition cover, October 17, 2026. Prices are the same anywhere in the province for the same plan. Not a quote for your parent. See all 13 prices
Interactive tool
Do You Meet the Super Visa Income Requirement?
Count yourself, your spouse, dependent children, anyone else you sponsor, and the parents you're inviting. A guide, not an immigration decision.
Who we help in Winnipeg
Winnipeg Families Bringing Parents Home
Winnipeg has large Filipino and Punjabi-speaking communities, and many newer families come from India. Pankaj explains plans in Punjabi, Hindi, Urdu and English.
Talk to Pankaj in your language
Areas we help: The Maples, Garden City, Amber Trails, Waverley West, Seven Oaks, Tyndall Park, Transcona, St. Vital, Fort Richmond, Bridgwater, St. Boniface, Steinbach.
Serving Manitoba from Ontario
We're licensed in Manitoba. Everything is done by phone, WhatsApp and email, and policy documents usually arrive by email the same day. Call or WhatsApp 647-640-2222.
Local know-how
Everyday Winnipeg for Visiting Parents
Winter
Falls on ice are one of the most common reasons visiting parents end up in emergency. Good winter boots matter, and so does a plan that covers it.
Urgent care first
For minor problems, Victoria Hospital's urgent care on Pembina Highway is usually faster than an emergency department. Call the insurer first.
Extending the stay
Biometrics at a Service Canada office, by appointment.
Answers for Winnipeg families
Super Visa Insurance Winnipeg: Your Questions
How much is an ambulance for a visitor in Winnipeg?
$1,100 for an emergency ambulance with transport to hospital, for anyone who isn't a Manitoba resident, from January 1, 2026.
Which hospital would my parents use in Winnipeg?
Health Sciences Centre, St. Boniface or Grace Hospital for emergencies. Victoria Hospital's urgent care handles minor problems.
Are you licensed in Manitoba?
Yes. We serve Winnipeg families by phone, WhatsApp and email.
Do visiting parents get Manitoba Health coverage?
No. Visitors pay for care themselves unless they have private insurance.
What does Super Visa insurance cost?
Prices are the same across the province for the same plan. For a 66-year-old with $100,000 and no deductible, quotes on October 17, 2026 ranged from $1,620.60 to $2,801.56 a year, or from $135.05 a month.
Can I pay monthly?
Yes. IRCC accepts monthly plans once a deposit is paid, usually the first and last month plus a setup fee.
What if the visa is refused?
Most insurers refund the full premium if you send the refusal letter before the policy starts. We handle the request for you.
Written and reviewed by
Pankaj Bhatia, PFA, CHS
Pankaj is a licensed insurance advisor with offices in Mississauga and Cambridge, Ontario, and a member of Advocis. He helps families compare Super Visa and visitor plans from Canadian insurers and sorts out claims and refunds when plans change.
Editorial note: Insure In Canada is a licensed insurance brokerage, not an immigration consultant. This page is general information. The policy wording of the plan you buy decides what is covered and refunded.
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