Why the amount matters. A parent admitted for a heart problem typically spends a day or two in intensive care and several more on a ward. At visitor rates that can pass $30,000 before a single doctor's bill. That's why we suggest more than the $100,000 minimum for parents over 70 or with heart conditions.
Quick answer
Super Visa insurance for parents visiting Windsor must give at least $100,000 of emergency coverage for health care, hospitalization and repatriation, valid one year from the date they enter Canada, from a Canadian or OSFI-authorized insurer. Prices don't depend on the city; on October 17, 2026, the same $100,000 policy for a 66-year-old ranged from $1,620.60 to $2,801.56 a year. Visitors aren't covered by provincial health care, so hospital bills in Windsor go straight to the family.
Local care
Where Your Parents Would Get Care in Windsor
- Windsor Regional Hospital, Met Campus 1995 Lens Ave. 24/7 emergency.
- Windsor Regional Hospital, Ouellette Campus 1030 Ouellette Ave. 24/7 emergency, downtown.
- Erie Shores HealthCare 194 Talbot St W, Leamington. 24/7 emergency for Essex County.
Life-threatening emergency: call 911. For anything else, call the insurer's assistance line first; many plans pay less if you don't.
Arriving
Parents who fly into Detroit and drive across enter Canada at the border: the policy must start that day, and they need a US visa for the Detroit leg. Most families find landing at Pearson simpler.
Interactive tool
What Would a Hospital Stay Cost Without Insurance?
Windsor Regional Hospital doesn't publish visitor rates online, so the calculator uses Niagara Health's published 2026 non-resident rates as an example. Hospital bill questions: Windsor Regional Hospital cashier.
Real prices
What Super Visa Insurance Costs in Windsor
The cheapest plan isn't always the right one: pre-existing condition rules and stability periods differ.
- Secure Travel (RIMI), StandardMonthly from $135.05 · first and last month + $120 setup fee$1,620.60/yrBuy directly
- 2 Visit Canada, StandardMonthly $138.43 · first and last month + $120 setup fee$1,661.12/yrBuy directly
- TruStone Health, Association PlanMonthly $141.00 · separate plan for stable pre-existing conditions$1,692.00/yrBuy directly
- MSH Discover CanadaMonthly $142.65 · first and last month + $90 setup fee$1,711.85/yrBuy directly
- Manulife, BasicPaid once · well-known Canadian insurer$1,806.75/yrBuy directly
- Secure Travel (RIMI), EnhancedHigher limits on follow-up care and prescriptions$1,843.25/yrBuy directly
Real quotes for a 66-year-old, $100,000, $0 deductible, no pre-existing condition cover, October 17, 2026. Prices are the same anywhere in the province for the same plan. Not a quote for your parent. See all 13 prices
Interactive tool
Do You Meet the Super Visa Income Requirement?
Count yourself, your spouse, dependent children, anyone else you sponsor, and the parents you're inviting. A guide, not an immigration decision.
Who we help in Windsor
Windsor Families Bringing Parents Home
Windsor-Essex is one of Ontario's most diverse regions outside the GTA, with growing South Asian and Arabic-speaking communities. Pankaj explains plans in Hindi, Punjabi, Urdu and English.
Talk to Pankaj in your language
Areas we help: South Windsor, Walkerville, Riverside, Forest Glade, East Riverside, Sandwich, Tecumseh, LaSalle, Amherstburg, Lakeshore, Kingsville, Leamington.
Our Cambridge office
206-460 Hespeler Road, Cambridge, ON N1R 0E3
Visits by appointment. Call or WhatsApp 647-640-2222 first.
Local know-how
Everyday Windsor for Visiting Parents
Side trips to the US
Most plans cover short trips that start and end in Canada, often up to 30 days. Your parent also needs a US visa. Side-trip checker
From Pearson or YQG
Parents land at Pearson and connect to Windsor (YQG) by air, or take VIA Rail from Toronto.
Extending the stay
Biometrics at a Service Canada office, by appointment.
Answers for Windsor families
Super Visa Insurance Windsor: Your Questions
Does Super Visa insurance cover a trip to Detroit?
Usually yes, if the trip starts and ends in Canada and stays within the plan's side-trip limits. Check the wording before you go.
Which hospital would my parents use in Windsor?
Windsor Regional Hospital's Met Campus (1995 Lens Ave) or Ouellette Campus (1030 Ouellette Ave).
Can parents fly into Detroit instead of Toronto?
They can, but they'll need a US visa, and coverage must start the day they cross into Canada.
Where is your nearest office?
Cambridge, at 206-460 Hespeler Road. Windsor clients are served by phone, WhatsApp and email.
What does Super Visa insurance cost?
Prices are the same across the province for the same plan. For a 66-year-old with $100,000 and no deductible, quotes on October 17, 2026 ranged from $1,620.60 to $2,801.56 a year, or from $135.05 a month.
Can I pay monthly?
Yes. IRCC accepts monthly plans once a deposit is paid, usually the first and last month plus a setup fee.
What if the visa is refused?
Most insurers refund the full premium if you send the refusal letter before the policy starts. We handle the request for you.
Written and reviewed by
Pankaj Bhatia, PFA, CHS
Pankaj is a licensed insurance advisor with offices in Mississauga and Cambridge, Ontario, and a member of Advocis. He helps families compare Super Visa and visitor plans from Canadian insurers and sorts out claims and refunds when plans change.
Editorial note: Insure In Canada is a licensed insurance brokerage, not an immigration consultant. This page is general information. The policy wording of the plan you buy decides what is covered and refunded.
Google reviews
What Our Clients Say
★★★★★“Mr. Pankaj Bhatia is very professional, knowledgeable and responsive. He helped me get the best Super Visa insurance, and his after-purchase service is amazing.”
★★★★★“Pankaj not only answered every single question that I had, he also educated me about potential risks and mistakes that people often make.”
★★★★★“Pankaj is never in a rush to sell the product and gives you time to think and ask relevant questions.”
Read our Google reviewsLeave a review
Insurance companies we compare
Get your parents covered from day one
Compare every Super Visa price for your Windsor family, then buy online or with Pankaj.